Terms & Conditions:

Before you settle on a choice to utilize our website, please thoroughly read these Terms & Conditions of usage, which contain important information. The following terms and conditions constitute an agreement between you (“the users”) and spicyfund.com (“we”, “us”) and contain the complete terms and conditions that apply to your utilization of our website. This agreement sets forth the legally binding terms and conditions for your utilization of the website. By utilizing the platform in any manner, including by registering with us, but not limited to, visiting or browsing the site or contributing content, information, or other materials or services to the site, you agree to be bound by this agreement. If you are registering an account or using our platform on behalf of an individual or entity, you agree to bound by the Terms and Conditions that are mentioned in our website.

If you do not consent to maintain these or any future Terms and Conditions of our website, don't utilize or access (or keep utilizing or access) the website.

Apart from this, you are also bound by the Privacy Policy of the Website located Link of Privacy Policy. All such terms are hereby incorporated by reference into these Terms & Conditions of the Website.

Summary Of Service:

Spicyfund.com is an online platform where certain users (“Campaigners”) run campaign to raise funds for their startup projects. They raise funds by asking investment from the users (“Investors”). Through the Site, email, websites, and other media, the Company makes accessible various content, including, but not restricted to, videos, photographs, images, artwork, graphics, audio clips, comments, data, text, software, scripts, projects, other materials and information, and associated trademarks and copyrightable works (collectively, “Content”). When the investors  invest for the fundraising campaign on Spicyfund.com, you as the investor accept the offer and the contract between the campaigner and the investor. Spicyfund.com is not a party to that agreement between the campaigner and the investor. All dealings are solely between the users.

Acknowledgement Of The Terms & Conditions:

The service if provided in subject to the acknowledgement of all of the terms and conditions contained in these Terms of Usage, including the Privacy Policy (that can be found on the website) specified in this document and all other operating rules, policies and methods that may be published on the website that are consolidated by reference and might be updated by the website without notification to you. Moreover, a few services offered through the website may be liable to the extra terms and conditions, which are consolidated into these Terms of usage by this reference.  

The service of the website is accessible just to the people or entities who require their funds transferred to an Indian bank account. The company may, in its sole attentiveness, decline to offer the Website's services to any individual or entity and change its eligibility criteria whenever it is required. This procurement is prohibited by law and the right to access the website's services is revoked in those jurisdictions.

Modification of The Terms & Conditions:

The Company reserves the privilege, at its sole discretion, to modify/change these Terms & conditions, or change, suspend, or discontinue the website and its services (including, however not constrained to, the accessibility of any feature, database, or Content) whenever for any reason. The Company may likewise force limits on certain features and services or restrict your access to parts or the greater part of the website without notification or obligation. It is your responsibility to check the Terms and conditions periodically for any modifications or changes. Your continuation with the utilization of the website following the posting of any changes to the Terms & Conditions constitutes your acceptance of those changes.


You may view Content on the website without registering, but as a condition of utilizing certain parts of the site, you may be needed to register with the Website and create a User profile using a “User ID” and password. The website additionally permits you to utilize your Facebook profile as your login preference; however, the website does not post or publish on your Facebook profile without your permission. Additionally, please take a note of that Facebook has a standard login strategy, which you must follow as a user; Spicyfund.com has no control over Facebook's login system. Furthermore, you may provide exact, complete, and updated registration information. Failure to do so should constitute a rupture of the Terms of usage, which may result in quick termination of your account. You should not utilize as a User ID, domain name, or project name, any name or term that (I) is the name of someone else, with the purpose to impersonate that individual; (ii) is liable to any privileges of someone else, without suitable approval; or (iii) is offensive, vulgar, or obscene. The Company reserves the right in its sole discretion to deny registration of or cancel a User ID, domain name, and project name. You are exclusively responsible for activity that happens on your account and shall be responsible for maintaining the privacy of your password for the Website. You shall never utilize another User account without the other User's expressed consent. You will instantly inform the Company in writing of any unapproved usage of your account, or other known account-related security rupture.
Fund Transaction & Accountability:

The website provides several payment gateways to facilitate transaction of funds for campaigns. However, it may be noted that the Website or the Company:

Are not the final recipients of any funds from the investors directly, but a service provider, which enables receipt of funds (both domestic and foreign) by campaign owners, who are the final recipient of the investments.
Collect the funds in the company bank account till the campaign is running for a time period chosen by the campaigner. And transfers the funds to the campaign's bank account within few days after the completion of the campaign's time period.
Makes refund after deducting necessary transaction fees to the contributor, who has chosen to get a refund if the campaign will not being able to raise its targeted amount.

Terms & Conditions For the Fundraisers:

General Conditions:

You are exclusively responsible to utilize the funds for the purpose mentions in our fundraising page. The Website is not responsible at all towards the end usage of the funds.
This platform will be accessible to the general public for contribution for several days from the time you published the page on the platform. You could possibly have the capacity to raise the targeted amount in the assigned period of time. The website at its sole discretion may extend the tenor of hosting or may remove this fund-raising page.
The company won't be liable in any way at all on the amount of the investments received.
The company will collect investments online, and will provide the aggregate amount to us. Therefore, you will receive the funds within few days from the time you list the project. The platform will provide us the list of investors, and their particular investment amount at time of transfer of funds.
Spicyfund and the payment gateways will deduct their charges and relevant taxes before providing the funds to the fundraisers.
You hereby indemnify and agree to keep reimburse and hold safe and harmless the company, its Directors, and agents against all such liabilities or claims and against any loss or damage that may emerge on the company, its directors and agents on account of acts of exclusion, usage of assets by us on something besides the expressed purpose, absence of important regulatory approvals for receipt of funds in any form or for carrying out the activities required for the execution of the Purpose. The reimbursements if any shall survive beyond the period of the Agreement.
In no occasion will the Platform be liable for any indirect, incidental or consequential damages (including loss of profit or business), however emerging, whether under contract, tort or otherwise, even if informed of the possibility of the same.
This Agreement should be governed by and interpreted under the appropriate laws of the Indian Union, and in respect of any suit, activity or continuing emerging out this Agreement to the jurisdiction of the courts of India only.

Project Submission and Evaluation:

Campaigners need to experience a free compulsory assessment procedure in order to get selected by the Website for the purpose of facilitating their campaign and raising funds. The obligatory inquiries on the evaluation form have to be filled before a campaign can be reviewed. Project details submitted in the assessment form are kept confidential within the website, however Spicyfund does not guarantee that it would prevent any leakage of information outside.

Approval and Rejection of the Campaign:

This website follows restrictive rules and criteria while selecting a campaign/project for the purpose of raising funds on the site. Only those campaigners, whose projects are approved by the website, are permitted to raise funds on the website by running their campaigns/projects. The Website maintains whatever authority is needed to choose or support a campaign according to these rules furthermore claims all authority to convey or not communicate the reason for rejection.

Marketing/Advertisement Of the Campaign:

Campaigners are exclusively in charge of marketing or advertising their campaigns to friends, family members, and fans, through different online & offline channels. Spicyfund will just give promoting guidance in the form of  a pre-post-live marketing checklist and advertisement tips & tricks post campaign launch. However, Spicyfund does not, under any circumstances at all, ensure campaign achievement. All risk in relation to the success or failure of the campaign should lie exclusively with the campaigner.

Fund Transfer and Management:

Spicyfund.com just empowers the stream of funds from investors to the campaigners and is not the final recipient of the funds raised on its platform, unless running a restrictive crowdfunding campaign. Spicyfund deducts the transaction charges (including service tax) and transfers the net amount. If the campaigner has not met the goal, the transfer amount does not include the investments chosen for a refund.

Tax Collection:

Campaigners must bear any tax liabilities on the funds raised through Spicyfund.com. These taxes may include, but are not limited to, income tax, VAT, and service tax applicable on the funds raised or on the acquisition of rewards. Spicyfund is not liable to provide any tax or legal advice to campaigners in addition to the information already provided in our FAQ section.

Project Completion:

While the campaigners have full project ownership and the privilege to complete it, they are responsible and obliged to complete the project by the deadline they have set. Campaigners should also keep the investors updated about the work in progress in case of delays to avoid investors dissatisfaction. The company or the website does not make any claims or ensures on behalf of the campaigner with respect to the completion of the project and usage of the funds raised exclusively for the purpose of the project. Thus, the website does not assume any liability for ensuring that the project for which the funds are raised through its site is completed and made accessible to the investors. The investors are allowed to contact the campaign owner directly and tackling any question that emerges with respect to the campaign or the project.

Campaign Cancellation:

Spicyfund maintains whatever authority is needed to reject, cancel, interrupt, remove, or suspend a campaign at any time for any reason. The Website is not responsible for any damages as a consequence of any of those actions. Spicyfund's policy is not to comment on the explanations behind any of those activities.

Spicyfund reserves all the rights to make changes in its technology platform or crowdfunding services at whatever time as it find fit with due notification to the campaigners and several other users. Spicyfund will not tailor its offering to different campaigners. Users are requested to keep themselves updated with all the changes on the website and policies by regularly checking its FAQs or with the company directly.

Links from Third-Party Sites:

The website may allow campaign owners and users to link to other websites or resources on the Internet, and different sites or resources may contain links to the Site. When you access third-party websites, you do as such at your own particular risk. Those other sites and links are not under the Website's control, and you acknowledge that the website is not responsible for the content, functions, accuracy, legality, appropriateness, or some other part of those different sites or resources. The inclusion on another website of any link to the site does not imply support by or association with our Website.

Terms & conditions For The Investors(Those Who Want to Invest In the Projects):

General Terms:

The purpose, which the Recipient has been clearly announced on the fund-raising page, and I have clearly understood the project and the utilization of the investments.
My investment will go to the Recipient, and will be utilized by the Recipient. The Website is only facilitating the collection of the investments, and is not liable in any way for the end usage of the investments.
The website will deduct the charges and applicable taxes before giving the investments to the recipient. The company will deduct the charges for the behalf of the platform which has hosted the project profile in the internet, and has encouraged the investors to invest in the project. You should understand that the charges are towards web hosting, marketing, and promotion, and that the website is just facilitating in collection of the fees for the benefit of the platform.
This Agreement should be governed by and interpreted under the appropriate laws of the Indian Union, and in respect of any suit, activity or continuing emerging out this Agreement to the jurisdiction of the courts of India only.


Investors can just invest in any project by registering on the Website utilizing the Website's login systems. By choosing to login with email id or with Facebook Account or Twitter account, you as an investor agree to provide the site an access to your personal account and email id. The website does not distribute any content on your personal account profiles without your consent.

Charges and Taxes:

Investors provide their acknowledgement and authorize the Website to deduct essential commission on the investment amount prior exchanging to the final recipient that is the campaigner.

Payment Details:

By investing in a campaign, the investors consent to give their name, email address, contact number, billing and shipping addresses. They additionally consent to provide the approved online payment gateway of the Website, necessary and required details of their credit and debit cards for making an online investment. Investors agree to have adequate finance or credit during making an investment for any campaign. Investors are informed that their credit and debit card related details are not given to the website by the payment gateway and remain confidential.

Refund and Cancellation:

Investors make investments on the website are made towards the projects with the social impact as the primary cause. You understand that this investment is not for the purchase of any product or services. Therefore, the investments once cleared by the payment gateway will go towards the project you intended to invest in, and therefore can't be refunded or cancelled.

In case the project is cancelled before the money is given to the project owner, the investment will be refunded to assigned bank accounts. The website will seek information, through email, on your bank account for electronic transfer. The website will refund the amount within several days and won't be liable for any wrong data; however, such refund will be liable to applicable payment gateway fees and taxes.

Project's Rights:

Investors agree not to claim any possession in the project in which they invest through the campaign on the Website. The rights of the projects stay with the campaigner only.

Dispute Between Campaigners and Their Investors:

The Website is under no commitment to become involved in dispute between any Users, or between the users and any outsider emerging regarding the utilization of the Website. This incorporates, yet is not restricted to, conveyance of goods and services, and whatever other terms, conditions, guarantees, or representations connected with the campaigns on the Website. You discharge the Website, representatives, agents, and successors in rights from claims, damages, and requests of each kind, known or unknown, suspected and unsuspected, revealed or undisclosed, emerging out of or in any way related with such question and the service.

Guidelines and Conduct:

As a condition of usage, you ensure not to utilize the Website for any reason that is restricted by the Terms of Usage. The Website and its services are offered just to your own personal usage (apart from as permitted by in this Terms & Conditions of Usage). You are liable for all of your action regarding the Website and its services. You should not, and might not allow any third party utilizing your account to, take any action, or Submit Content, that:

Infringes any patent, trademark, trade secret, copyright, right of publicity, or other right of some other person or entity, or violates any law or contract;
You know is false, deceptive or inaccurate;
Is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, false, disgusting, hostile, profane, or invasive of another's security;
Constitutes unsolicited or unauthorized marketing or promotional material or any junk mail, spam, or junk letters;
Contains software viruses or any other computer codes, files, or projects that are composed or expected to disturb, harm, restrain, or interfere with the correct capacity of any software, hardware, or telecommunications equipment or to damage get unapproved access to any system,  data, password, or other data of the Website or any third party; or impersonates any person or entity, including any representative of the Website
Clients may not utilize the Website for actions that: (I) violate any law, statute, ordinance or regulation; (ii)relate to sales of (a) narcotics, steroids, certain controlled substances or different items that present a danger to consumer safety, (b) drug paraphernalia, (c) things that empower, promote, encourage or instruct others to engage in illegal action, (d) things that promote hate,violence, racial narrow mindedness, or the financial exploitation of a crime, (e) things that are viewed as profane, (f) things that infringe or violate any copyright, trademark, right of publicity or privacy or whatever other restrictive directly under the laws of jurisdiction, (g) certain sexually oriented materials or services, (iii) identify with transactions that (a) demonstrate the individual data of third parties in disregarding relevant law, (b) are connected with purchases of real property, annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card, (d) are by payment processors to collect payments on behalf of merchants, (e) are connected with the following Money Service Business activities; the sale of traveler's cheques or money orders, currency exchange or cheque cashing, or (f) provide certain credit repair or debt settlement services; (iv) include the sales of products or services identified by the government organizations to have a high probability of being false; (v) violate applicable laws or industry regulations in regards to the sale of (a) tobacco items, or (b) prescription drugs and devices; (vi) involve gambling, gaming and/or sports betting, horse or greyhound racing, lottery tickets, different endeavors that encourage gambling, games of skill (regardless of whether it is legitimately characterized as lottery) and sweepstakes unless the administrator has obtained earlier approval from the Website and the administrator and clients are located solely in jurisdictions where such actions are permitted by law.”
Additionally, you should not, (i) make any move that forces or might force (as determined by the Website in its sole discretion) an unreasonable or disproportionately huge burden on the Website's or its third-party providers' infrastructure; (ii) interfere or attempt to interfere with the proper working of the Service or any actions directed on the Service; (iii) bypass any measures that Website may utilize to avoid or restrict access to the Service (or other accounts, computer systems, or networks connected to the Service); or (iv) use manual or computerized programming, gadgets, or different procedures to “crawl” or “spider” any page of the Website.
You should not directly or indirectly; (I) interpret, decompile, disassemble, reverse engineer, or otherwise attempt to derive any source code or hidden thoughts or algorithms of any part of the Service, except to the limited extent applicable laws particularly prohibit such restriction; (ii) change, translate, or generally make subsidiary works of any part of the Service; or (iii) copy, rent, lease, convey, or otherwise transfer any of the rights you receive hereunder. You shall abide by all the applicable local, state, national and international laws and regulations.
This Website does not ensure that any content will be made accessible through the Service. The Website has no commitment to monitor the Service or Content. The Website reserves all the authority to, whenever, for any reason, and without notification; (I) cancel, reject, interrupt, remove, or suspend a campaign or project; (ii) remove, edit, or modify any Content, including, yet not constrained to, any User Submission; and (iii) remove or block any User or User submission. Spicyfund reserves the authority not to comment on the reasons for any of these actions.


The Website may terminate your access to the Site, without cause or notification, which may result in the forfeiture and decimation of all data connected with your account. If you wish to terminate your account, you may do so by following the instructions on the Website. Any charges paid to the Website are non-refundable. All provisions of the Terms of Usage by their nature ought to survive termination, including, without limitation, possession provisions, warranty disclaimers, repayment, and constraints of obligation.

Warranty Disclaimer:

The website has no exceptional association with or fiduciary duty to you. You acknowledge that the Website has no obligation to take any action with respect to any of the following; which Users gain access to the Website; what content users access through the Website; what impacts the Content may have on the users; how users might decipher or utilize the content; or what moves users might make as a consequence of having been presented to the Content. The Website can't ensure that legitimacy of any information or data that the Users give about themselves or their campaigns and projects. You release the website from all the obligation for you having acquired or not acquired Content through the Website. The Website may contain, or guide you to sites containing, information that a few individuals might discover hostile or improper. The Website makes no representations concerning any Content on the Website, and the website is not responsible for the accuracy, copyright, legality, or decency of material contained on the Service.

The service is provided “as is” and “as accessible” and is without warranty of any kind, express or implied, including, however not restricted to, the suggested guarantees of titles, non-encroachment, merchantability, and wellness for a specific reason, and any guarantees suggested by any course of execution or utilization of trade, all of which are explicitly renounced. The Website, and its directors, representatives, specialists, suppliers, partners, and Content providers do not warrant that; (a) the Service will be secure or accessible at a specific time or area; (b) any deformities or mistakes will be corrected; (c) any content or software accessible at or through the Service is free of viruses or other harmful components; or (d) the results of utilizing the Service will meet your necessities. Your utilization of the Website is exclusively at your own particular risk.

Content & License:

You agree that the Website contains, which might be secured by copyrights, trademarks, service marks, patents, trade secrets, or other rights and laws. You might abide by and maintain all copyright and other lawful notifications, data, and restrictions contained in any Content accessed through the Service. The Website grants to every users of the site a worldwide, and non-transferable permit to utilize and reproduce the Content, solely for personal, non-commercial usage. Use, reproduction, modification, distribution, or storage of any content for other than personal, non-commercial usage is restricted without earlier written authorization from the Company for business use or in any way that violates the third-party rights.

Intellectual Property:

You consent to the following terms by submitting the content (User Submissions):

The Website won't be have any proprietorship rights over your User Submission. However, you consent to give the website the permission to perform and advertise the Site on your behalf and on behalf of other users and itself. You grant to the website the worldwide, non-selective, perpetual, unavoidable, royalty-free, transferable right to (and to permit other acting on its behalf to) (I) utilize, edit, modify, prepare derivative works of, reproduce, post, display, transmit, playback, transcode, copy, feature, market, sell, distribute, and otherwise fully exploit your User Submission and your trademarks, service marks, slogans, logos, and comparable restrictive rights (all things considered, the “Trademarks”) (ii) take whatever other action is required to perform and market the Service; (iii) allow its Users to stream, transmit, playback, download, show, feature, distribute, gather, and generally utilize the User Submission and Trademarks regarding the Service; and (iv) utilize and distribute, and allow others to utilize and publish, the User Submissions, Trademarks, names, likenesses, and personal and biographical materials of you and the members of your group, in connection with the provision or advertisement of the Service. The previous permit grant to the website does not affect your other ownership or license rights in your User Submission, including the privilege to grant extra licenses to your User Submissions.
You are publishing your User Submission and you might be recognized publicly by your name or User ID in relationship with your User Submission.
You grant to each User a non-restrictive permit to access to your User Submission through the Service, and to utilize, edit, change, reproduce, appropriate, prepare derivative works, display and perform such User Submission exclusively for individual, non-commercial usage.
Furthermore, you agree that your User Submissions won't contain third-party copyrighted material, or material that is liable to other third-party restrictive rights, unless you have consent from the legitimate proprietor of the material or you are otherwise legally qualified for posting the material and allow Spicyfund the permit of the rights granted herein
You will pay all royalties and other amounts owed to any individual or entity based on your Submitting User Submissions to the Service or the Company's publishing or facilitating of the User Submission as examined by these Terms of Usage.
The utilization or other misuse of User Submission by the Website and Users as examined by this agreement will not infringe or violate the privileges of any outsider, including without limitation any privacy rights, publicity rights, copyrights, contract rights, or any other licensed property or restrictive rights.  
The Website should have the right to delete, edit, change, reformat, excerpt, or translate any of your User Submissions.
All data publicly posted or secretly transmitted through the Website is the sole obligation of the individual from which that content originated.
The Website won't be at risk for any mistakes or omissions in any Content
The Website can't ensure the identity of whatever other Users with whom you might collaborate while utilizing the Service.
All Content you access through the Website is at your own particular risk and you will be exclusively liable of any subsequent damage or loss to any party
Spicyfund reserves all the authority to cancel or suspend any campaign or delete any User Submission or terminate a User account if there is a complaint of infringement of the Content.
Spicyfund claims all the authority to ban repeat infringers of Intellectual property from utilizing the Website


You may protect, reimburse, and hold safe the website, its affiliates, and each of its and its members' employees, directors, suppliers and representatives from all liabilities, claims, and costs, including reasonable attorneys’ fees, that emerge from or identify with your utilization or misuse of, or access to, the Service and Content, or generally from your User Submissions, violations of the Terms of Usage, or infringement by you, or any third party utilizing your account, of any licensed property or other right of any individual or entity. The Website reserves all the authority to accept the exclusive defense and control of any matter otherwise subject to indemnification by you, in which occasion you will help and cooperate with the Website in asserting any accessible protections.

Limitation Of Liability:
In no occasion might the Website, nor its directors, representatives, operators, agents, partners, vendors, or content providers, be obligated under contract, strict liability, carelessness, or whatever other legal or fair theory with respect to the service (i) for any lost profits, data loss, expense of acquirement of substitute goods or services, or special, indirect, incidental, corrective, or consequential damages of any  kind whatever, substitute products or services (however emerging) and (ii) for any bugs, viruses, or the like (regardless of the source of origination).

Governing Law:

This agreement and Terms of usages might be governed by and developed as per the laws of India without reference to conflict to laws standards and dispute emerging in connection hereto should be liable to the exclusive jurisdiction of the courts of India only.

Integration and Severability:

These terms of usage and other referenced materials are the whole agreement between you and the Website with respect to the Service, and supersede all prior or contemporaneous communications and recommendations (whether oral, composed or electronic) between you and the Website owner concerning the Service and represent the future relationship. If any provision of the Terms of Usage is observed to be unenforceable or invalid, that provision will be restricted or eliminated to the minimum extent essential so that the Terms & Conditions will generally stay in full force and impact and enforceable. The failure party to practice in any regard any privilege accommodated in this might not be considered a waiver of any future right hereunder.


The Website might not be responsible for any failure to perform its obligations hereunder where the failure results from any cause beyond the Website's reasonable control, including, without limitation, mechanical, electronic, or communications failure or degradation. The Terms & Conditions are personal to you, and are not assignable, transferable, or sublicensable by you except with the Website's earlier written consent. The Website may allot, transfer, or delegate any of its rights and commitments hereunder without consent. No agency, partnership, joint endeavor, or work relationship is made as a consequence of the Terms of Usage and neither one of the party has any authority of any kind to bind the other in any respect. In any activity or continuing to impose rights under the Terms & Conditions, the prevailing party will be qualified to recover costs and lawyer's charges. All notifications under the Terms of Usage will be in writing and will be esteemed to have been appropriately given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically affirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for 24 hours conveyance by perceived overnight delivery service.

Whole Agreement:

These Terms and Conditions constitute the whole agreement between you and us with respect to the subject matter of these Terms & Conditions all former written and all earlier or contemporaneous oral communications with respect to such subject matter. Likewise, you ought not to depend on any representations or guarantees that are not explicitly set forward in these Terms & Conditions. If any provision or provisions of these Terms and Conditions should be held to be invalid, illegal, unenforceable or in conflict with the law of any jurisdiction, the legitimacy, legality and enforceability of the remaining provisions might not at all be influenced or disabled. But as provided in Section 1, these Terms & Conditions may not be modified aside from by writing signed by you and us; provided, in any case, we may change these Terms and Conditions from time to time, and such modified terms and conditions might be effective with any Advertising Products requested after written notice of such updated terms to you or, if prior, posting of such revised Terms & Conditions on our Website.

Website Security Test